Unexpected medical problems can quickly turn your financially stable situation into crisis mode. Many Texas residents have faced the situation where things are going fairly well financially, then an illness or injury occurs and leaves them completely financially strapped. It’s no secret how expensive medical care can be, and if your injury or illness is moderate to severe, you will likely need repeated doctor visits, treatments, perhaps even surgery to rectify the situation. As you continue to seek all treatment necessary for recovery, debt may increase.
It’s easy to fall way behind paying medical bills, especially if your insurance isn’t all that great. It is one thing to get a few calls from an accounting department and quite another to receive notice that someone is filing a lawsuit against you. Even serious financial situations are often temporary, so it pays to remain as calm as possible when such problems arise. If you know how to access viable support, you may be able to get things back on track sooner rather than later.
Take action right away
One of the worst things you can do if you learn someone is suing you for medical debt is to ignore the situation. Instead, if you take a proactive stance and research your rights and options before proceeding to court, you may find solutions you didn’t realize existed. The following ideas may be useful in your particular situation:
A setback doesn’t necessarily have to mean permanent financial disaster. If you know where to seek support, you may be able to better focus on your recovery while someone else helps you address legal problems that have arisen because of your medical debt.