Dealing with unmanageable debt is difficult enough; the constant harassment from creditors only adds to the stress. If you are dodging phone calls and reluctant to go out to the mailbox because you know what awaits you there, you should know that it doesn’t have to be that way.
When you file bankruptcy, your creditors are notified and they must immediately stop collection efforts, repossession, foreclosure or any lawsuits. At the Steele Law Firm, PLLC, in Fort Worth, I will handle all communication with your creditors while helping you navigate the form-heavy bankruptcy process.
In most Chapter 7 bankruptcies, I help my clients discharge all unsecured debt and reset their financial life within six months. In Chapter 13 bankruptcy, we develop a workable repayment plan that stretches over three to five years.
In their pursuit of money owed to them, creditors often cross the line between tasteful business communication and unchecked, unwarranted threats. Knowing that your resources may be limited, they try to force themselves to the front of the line to collect by employing scare tactics and tough language. If a creditor continues to attempt to collect from you after it has been notified that you filed bankruptcy, the creditor may face penalties and court costs.
It is important to note that there are debts that an automatic stay will not impact. These include child support, criminal legal judgments and debts incurred after a bankruptcy is filed.
If you are exhausted by constant creditor harassment, act quickly. Many creditors will go after your paycheck before you even get it through wage garnishment. As a knowledgeable Texas bankruptcy attorney, I will help you protect your wages and work your way to a new financial life.
Contact me to schedule a free initial consultation and stop creditor harassment. I will review your situation and recommend the best steps to take. Steele Law Firm works with residents in Fort Worth and throughout the Metroplex.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.